Net-Worth Updates
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Net-Worth Updates
Welcome to the page where I update and share our monthly net-worth.
The goal of this page is, mostly, to chart progress; I also secretly wish to empower and inspire others by showing you our progress while living our regular lives and making an average income.
We calculate our assets (cash, savings, investments) leaving out the value of saleable items, such as our car. I don’t include items in our net worth that I don’t intend to sell. Then I calculate my liabilities (debt, including any loans and credit card balance) and minus this amount from my assets. This gives me mine and my husband’s net worth: all of our assets and all of our debt combined.
Net Worth: March 2020
For this first time calculating our net worth on a different date, this calculation is from between February 16, 2020 until March 31, 2020.
Assets (+$0,000)
- Bank Accounts: $0,000
- Investments: $0,000
Liabilities (-$00.000)
- Credit Cards: $0
- Loans*: $0
*Two Student Loans & Car Loan.
Monthly Expenses
-
- Rent: $900
- Groceries/Household: $
- Cell Phone (two plans w/ Public Mobile): $68.32
- Vehicle Expenses: $
- Discretionary spending:
- Travel/holidays/day-trips:
- Needs:
- Health:
- Gifts/giving:
- Fun Money & Dining Out: $450
- Irregular Expenses:
- Commuting (Cyclocross) Bike for Kevin: $500
TOTAL Net-Worth: -$00,000
Difference from previous calculation: (+/-)$0,000
As you can see, I’ve since updated how we share our monthly net-worth. Prior to March 2020, we simply shared a breakdown of assets, liabilities, and growth over the previous month. Further, I used to calculate our net worth on a monthly basis between the 15th and 17th of each month.
Net Worth Update: February 16, 2020
Assets (+$33,222)
Bank Accounts: $18,368
Investments: $14,854
Liabilities (-$30,993)
Credit Cards: $286
Loans*: $30,707
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: $2,229
This is a change of $3,420 and an increase of 287% net worth over last month (because we crossed that $0 line!
This is a huge milestone for us and I cannot wait to see the next year takes us!
Net Worth Update: January 17, 2020
Assets (+$34,170)
Bank Accounts: $19,456
Investments: $14,714
Liabilities (-$35,361)
Credit Cards: $926
Loans*: $34,435
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$1,191
This is a change of $6,174 since December 17, 2019.
Net Worth, Special Update: December 31, 2019
This is a Special Update to make note of our net worth at the very end of 2019.
Assets (+$30.037)
Bank Accounts: $16,020
Investments: $14,017
Liabilities (-$36,611)
Credit Cards: $459
Loans*: $36,152
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$6,574
This is a change of $35,166 and an increase of 84% net worth over the past year since January 1, 2019.
Net Worth: December, 2019
Assets (+$29,552)
Bank Accounts: $15,824
Investments: $13,728
Liabilities (-$36,917)
Credit Cards: $765
Loans*: $36,152
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$7,365
This is a change of $1,680 and an increase of 19% net worth over last month.
Net Worth: November, 2019
Assets (+$29,018)
Bank Accounts: $15,739
Investments: $13,279
Liabilities (-$38,063)
Credit Cards: $563
Loans*: $37,527
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$9,045
This is a change of $3,618 and an increase of 29% net worth over last month.
Net Worth: October, 2019
Assets (+$27,697)
Bank Accounts: $14,945
Investments: $12,752
Liabilities (-$40,360 )
Credit Cards: $1,429
Loans*: $38,931
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$12,663
This is a change of $1,749 and an increase of 12% net worth over last month.
Net Worth: September, 2019
Assets (+$27,387)
Bank Accounts: $14,793
Investments: $12,594
Liabilities (-$41,799)
Credit Cards: $1,414
Loans*: $40,385
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$14,412
This is a change of $3,093 and an increase of 18% net worth over last month.
Net Worth: August, 2019
Assets (+$25,641)
Bank Accounts: $13,546
Investments: $12,095
Liabilities (-$43,146)
Credit Cards: $687
Loans*: $42,459
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$17,505
This is a change of +$4,802 and an increase of 22% over last month.
Net Worth: July, 2019
Assets (+$24,043)
Bank Accounts: $12,067
Investments: $11,976
Liabilities (-$45,350)
Credit Cards: $1,914
Loans*: $44,436
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$22,307
This is a change of +$1,606 and an increase of 6.7% net worth over last month.
Net Worth: June, 2019
Assets (+$25,408)
Bank Accounts: $13,811
Investments: $11,597
Liabilities (-$49,322)
Credit Cards: $3,952
Loans*: $45,370
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$23,914
This is a change of -$342 and a decrease of 1.5% net worth over last month. This is the first month we spend more money than we made. it is also the month we paid for most of our wedding fees. We married in July and had been slowly making required payments and purchases over the previous ten months or so. However, many of the final payments were due one month before our wedding. A minor bump, but a huge relief to be able to cash-flow most of our wedding costs while still saving and paying down debt.
Net Worth: May, 2019
Assets (+$24,107)
Bank Accounts: $12,797
Investments: $11,310
Liabilities (-$47,679)
Credit Cards: $1,359
Loans*: $46,320
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$23,572
This is a change of +$3,701 and an increase of 14% net worth over last month.
Net Worth: April, 2019
Assets (+$21,542)
Bank Accounts: $10,975
Investments: $10,567
Liabilities (-$48,815)
Credit Cards: $1,065
Loans*: $47,750
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$27,273
This is a change of +$6,933 and an increase of 20% net worth over the last month.
Net Worth: March, 2019
Assets (+$14,327)
Bank Accounts: $6,937
Investments: $7,390
Liabilities (-$48,533)
Credit Cards: $637
Loans*: $47,896
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$34,206
This is a change of +$4,118 and an increase of 11% net worth over last month.
Net Worth: February 2019
Assets (+$12,946)
Bank Accounts: $5,651
Investments: $7,295
Liabilities (-$51,270)
Credit Cards: $1,595
Loans*: $49,675
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$38,324
This is a change of +$3,416, and an increase of 8.2% over last month’s net-worth.
Net Worth: December, 2018
Assets (+12,946)
Bank Accounts: $5,651
Investments: $7,295
Liabilities (-$54,661)
Credit Cards: $3,314
Loans*: $51,347
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$41,715
Difference from previous calculation:
Net Worth: November, 2018
Assets (+0)
Bank Accounts: $0
Investments: $0
Liabilities (-$0)
Credit Cards: $0
Loans*: $0
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$0
Difference from previous calculation:
Original Net Worth Calculation: January, 2018
Assets (+8,390)
Bank Accounts: $1,294
Investments: $7,096
Liabilities (-73,525)
Credit Cards: $578
Loans*: $72,947
*Sadie’s Student Loan, Kevin’s Student Loan and Car Loan.
TOTAL: -$65,135
This content may contain affiliate links. If you purchase through these links I may receive a commission at no extra cost to you. However, I only recommend products or services that I genuinely like and trust.